You’ve arranged transport for your artwork – but have you considered how well it’s protected along the way? The answer might surprise you – and it highlights why professional transport insurance is an essential part of any secure art shipment.

Why Standard Courier Insurance Isn’t Enough

Many courier companies claim that shipments are “insured.” What they often fail to mention: this basic coverage is based on weight, not value, and typically amounts to only €23 per kilogram. For a 2 kg painting worth €5,000, you would receive just €46 in compensation in the event of damage. This amount doesn’t even come close to covering the financial loss of a damaged artwork.

This minimal coverage makes one thing clear: without additional transport insurance, your artwork is practically unprotected during transit. It’s a risk that no collector, gallery, or auction house should take.

Tailored Transport Insurance for All Types of Collectors

At Moviiu, we specialize in fine art logistics. We partner with trusted couriers such as FedEx, UPS, and DHL Express. We’ve developed secure transport packaging and offer additional protection through Ad Valorem transport insurance for goods valued up to €100,000. We also understand that not every client has the same insurance needs. That’s why our transport insurance is flexible and can be booked optionally.

Galleries and professional art dealers often already have comprehensive transport insurance that includes courier shipments. These are usually part of a general insurance policy but are often limited to certain value thresholds. For these clients, we offer the option to ship without additional insurance or to top up with our coverage beyond their own policy limits.

Private collectors and auction buyers, on the other hand, rarely have their own transport insurance. Especially when acquiring artwork from auction houses, they depend on reliable insurance coverage to protect their investment from the very beginning.

The Moviiu Ad Valorem Insurance: Full Coverage, No Compromises

Our transport insurance goes far beyond standard solutions. As an Ad Valorem policy, it is based on the value of the goods, not their weight. It covers 100% of the item’s value – with no deductible or hidden clauses.

Key Benefits at a Glance:

• Full value coverage up to €100,000
• Jewelry insurance up to €10,000
• Valid from pickup to final delivery
• No deductible in the event of damage
• Transparent pricing: 1% of item value (minimum €20)

Fair Compensation: How We Handle Damage Claims

Accidents happen, but we ensure that your case is handled fairly, efficiently, and professionally. Our three-tier compensation model provides tailored solutions depending on the extent of the damage:

1. Full restoration costs covered for minor damage
2. Restoration plus value depreciation if the damage is permanent
3. Full declared value reimbursed in case of an irreparable loss

This tiered system ensures that you are appropriately compensated in any situation – whether it be for a minor damage or a total loss.

Requirements for Full Coverage

Two key conditions apply for optimal protection:

• Professional packaging is mandatory: The insurance is only valid for shipments using Moviiu’s secure transport packaging. Unfortunately, we cannot insure self-packed items, as we cannot guarantee the quality and protective barriers in effect.
• Quick damage reporting: In the event of damage, you must contact us within 72 hours. This short window is crucial for smooth claims processing.

In Case of Damage: What to Do

Despite all precautions taken, transport damage can occur. In such cases, professional handling is key.

After reporting the damage to info@moviiu.com, we simply require photos of the damage, the damaged packaging, and – if available – a cost estimate for the restoration. Once we’ve received your information, our insurer will get in touch within 15 days.

Conclusion: An Investment in Security

Transport insurance for artwork is not an unnecessary add-on – it’s a vital safeguard. With Moviiu’s Ad Valorem insurance, you’re investing in peace of mind: your artwork is fully protected from the first to the final kilometer of transport.

Do you have questions about transport insurance or need a certificate of insurance? Feel free to contact us at info@moviiu.com – we’re here to support you with all your needs concerning the safe transport of your artwork.